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The Dynamic Self-Improvement System Pipes's program is divided into four individual books and programs. Each is a step-by-step guide, one relating one to the other. This book, The Dynamic Self-Improvement System, is the first of four books he has written. We all know that change is painful. The Dynamic Self- Improvement System will teach you the fundamental steps to change. These changes start the development of healthy financial habits. The second book entitled, The Dynamic Budget With a Return, moves on to the basic budgeting questions allowing you to set up sound budgeting strategies, namely a Budget With a Return, NOT just a budget to pay bills. The third book, The Dynamic Credit, teaches you to understand your Credit and how to use it. The fourth and final book is entitled, Creating Your Dynamic Mortgage Package. Whether you are a first time homebuyer or a current homeowner looking to increase your real estate holdings, this program is very beneficial. As you progressively move through these “how to” and “self-study” books, you will find yourself taking control of the most fundamental parts of your finances, namely, your budget and credit. This new found control and education will create a sound financial future for you to obtain Your Own Personal Dream! “The Dynamic Self-Improvement System,” makes you think about both the positive things you like about yourself and also the negative things you don't like about yourself. It helps you look for patterns and habits by giving you key words and phrases to work with. It shows you how to easily identify Red Flags and how to address them. You can learn about everything in The Dynamic Self-Improvement System from Pipes at The Dynamic Extravaganza . Time Management Self-Improvement Awareness of Your Surroundings Where is my alarm clock How Long Does It Take To Make a Habit You will learn about all of Pipes Brain Stimulators and how he applies them to everyday life Learn How to Make a Good Habit Stick How to Make a Bad Habit Go Away .....MUCH MORE!

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from The Dynamic Self-Improvement System

Most people in America will not be able to retire at any age, let alone 65! Why is that? Is

it because they do not make enough money during their life? That may be true for some

people. More than likely, what happens to most of us is that we live for the moment and

from paycheck to paycheck, not thinking of the future the way we should. So when it

comes time to retire, we have no nest egg or, if we do, the nest egg is not big enough.

Most people do not plan to fail! – They fail to plan!

Now is the time to change the way you look at your financial future. Rather than just look

at it, take charge of it! It is not very difficult to do. Pipesology and The Empowerment

Through Education System, will show you how to get started.

The following pages are to be used as a guide. In your own words, please address each

question and be specific. Make sure you start this on a workday; it doesn’t matter what

day of the week, as long as it is a workday. Take The Dynamic Three Question Test and

be honest with yourself.

• Do you work hard for your money?

• Does your money work hard for you?

• If you retired today, could you afford to?

Let’s Get Started! They say it takes 21 days for something to become a habit. That is how long it takes for

your brains chemistry to change and make the new habit, replace the old habit. I am

asking you to give this a try for 21 days and then you can be the judge.

For the next 21 days, I want you to write down everything you do. This doesn’t mean

word for word but rather an accounting of what you did on a daily basis. There is an

example in this section that will guide you with your journaling.

You want to segment the day so you won’t forget something that happened earlier in the

day. If you write it down all at once, you may think it is too consuming. You are looking

for patterns, habits (both good and bad) and anything you think is worth mentioning.

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